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Originally Posted by My poor XF
Unless the council had been made aware of the drain cover as a risk to vehicles on the road i doubt you will have any luck with them.
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Not correct! Ignorance is not a defense.
If you are insured, which you say you are, claim for repairs and hold the council responsible......... If your wife hit the cover while protuding ONTO the road. If she ran up the gutter......sorry.