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Originally Posted by irish2
One of the questions shannons ask you each time your policy is renewed is 'Have you have any accidents whether at fault of not in the past 12 months.' I belived this is to ascertain how likely you are to be in an accident whether at fault or not. This could relate to the times you drive the vehicle as well as how defensively you drive the vehicle. The fact you had an at fault accident quite possibly raised the 'risk' of insuring you.
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Maybe - but the claim I was going to make was actually for carpark damage with no other vehicle involved.