Welcome to the Australian Ford Forums forum.

You are currently viewing our boards as a guest which gives you limited access to view most discussions and inserts advertising. By joining our free community you will have access to post topics, communicate privately with other members, respond to polls, upload content and access many other special features without post based advertising banners. Registration is simple and absolutely free so please, join our community today!

If you have any problems with the registration process or your account login, please contact us.

Please Note: All new registrations go through a manual approval queue to keep spammers out. This is checked twice each day so there will be a delay before your registration is activated.

Go Back   Australian Ford Forums > General Topics > The Pub

The Pub For General Automotive Related Talk

Reply
 
Thread Tools Display Modes
Old 26-03-2011, 10:24 AM   #1
EDManual
FF.Com.Au Hardcore
 
EDManual's Avatar
 
Join Date: Mar 2005
Posts: 1,710
Default Wrote off car..new for old replacement. can I upgrade?Have you?

Well, I have written off my car sadly.

Near to no damage you can see, went over a rock and it hit a welded in cross bar between the chassis rails on a Triton ute. I didnt care too much for that dent (about the size of a computer mouse) and wouldnt have minded to keep driving it with it, but seeing as though they want to give me a new car...(I had mine for 10 months)

They say they give a replacement to what you had, but I would like to upgrade it to at least have side airbags (mine didnt have them) and also possibly from 2wd to 4wd.

Anyone had any luck with that? I wouldnt mind paying the difference.

Over the phone they seem to not want to do it, but I think I can tell in their voice if you push you should be able to.

EDManual is offline   Reply With Quote Multi-Quote with this Post
Old 26-03-2011, 11:08 AM   #2
Fev
FF.Com.Au Hardcore
 
Fev's Avatar
 
Join Date: Feb 2007
Location: Cattai, Sydney
Posts: 7,701
Default Re: Wrote off car..new for old replacement. can I upgrade?Have you?

So this is insurance you're talking about? They can only say no to you so keep pushing for it I guess.
__________________
1992 EBII Fairmont Ghia 4.0l <---Click for the Gallery!
Insta@mooneye_ghia
White on bright red smoothies with thick whitewalls. Cruising around to some rockabilly
Fev is offline   Reply With Quote Multi-Quote with this Post
Old 26-03-2011, 11:16 AM   #3
Mr Hardware
Flairs - Truckers Delight
 
Mr Hardware's Avatar
 
Join Date: Aug 2006
Location: Brisbane Northside Likes: Opposite Lock
Posts: 5,731
Tech Writer: Recognition for the technical writers of AFF - Issue reason: The excellent how to on LPG jet cleaning. 
Default Re: Wrote off car..new for old replacement. can I upgrade?Have you?

take the payout and go buy it yourself?
__________________
Current: Silhouette Black 2007 SY Ford Territory TX RWD 7-seater "Black Banger"
2006-2016: Regency Red 2000 AUII Ford Falcon Forte Automatic Sedan Tickford LPG "Millennium Falcon"
Mr Hardware is offline   Reply With Quote Multi-Quote with this Post
Old 26-03-2011, 11:25 AM   #4
EDManual
FF.Com.Au Hardcore
 
EDManual's Avatar
 
Join Date: Mar 2005
Posts: 1,710
Default Re: Wrote off car..new for old replacement. can I upgrade?Have you?

They only pay out market value (which was 28 grand) new its 36 grand so wouldnt take a payout(as new is a much better deal obviously)
EDManual is offline   Reply With Quote Multi-Quote with this Post
Old 26-03-2011, 03:01 PM   #5
Yellow_Festiva
Where to next??
 
Yellow_Festiva's Avatar
 
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
Default Re: Wrote off car..new for old replacement. can I upgrade?Have you?

Quote:
Originally Posted by EDManual
They only pay out market value (which was 28 grand) new its 36 grand so wouldnt take a payout(as new is a much better deal obviously)
How can that be? Is the 36k price the beter car you want? If not, how can a car worth 36k be valued at 28 the same yr it was bought?
Yellow_Festiva is offline   Reply With Quote Multi-Quote with this Post
Old 26-03-2011, 04:47 PM   #6
Werd.
nou
 
Join Date: Oct 2007
Posts: 634
Default Re: Wrote off car..new for old replacement. can I upgrade?Have you?

Quote:
Originally Posted by Yellow_Festiva
How can that be? Is the 36k price the beter car you want? If not, how can a car worth 36k be valued at 28 the same yr it was bought?
Because cars depreciate that much. Insurance policies often replace near new written off cars for a brand new one.
Werd. is offline   Reply With Quote Multi-Quote with this Post
Old 26-03-2011, 05:01 PM   #7
Yellow_Festiva
Where to next??
 
Yellow_Festiva's Avatar
 
Join Date: Oct 2006
Location: Sydney
Posts: 8,893
Default Re: Wrote off car..new for old replacement. can I upgrade?Have you?

Quote:
Originally Posted by Werd.
Because cars depreciate that much. Insurance policies often replace near new written off cars for a brand new one.
Not in 10 months they don't.... The first year of insurance should value the car at its RRP.
Yellow_Festiva is offline   Reply With Quote Multi-Quote with this Post
Old 26-03-2011, 11:34 AM   #8
macca13
Regular Member
 
Join Date: Feb 2006
Posts: 67
Default Re: Wrote off car..new for old replacement. can I upgrade?Have you?

See if they will let you pay the difference for the upgrades, worth a shot.
macca13 is offline   Reply With Quote Multi-Quote with this Post
Old 26-03-2011, 11:45 AM   #9
Pedro
FF.Com.Au Hardcore
 
Pedro's Avatar
 
Join Date: Oct 2005
Location: Hervey Bay
Posts: 4,198
Default Re: Wrote off car..new for old replacement. can I upgrade?Have you?

They may point you to a dealer for the replacement. If that's the case, you can probably do an upgrade deal with the dealer.
Pedro is offline   Reply With Quote Multi-Quote with this Post
Old 26-03-2011, 05:08 PM   #10
Antwon
FF.Com.Au Hardcore
 
Antwon's Avatar
 
Join Date: May 2008
Location: Golden Grove, SA
Posts: 1,333
Default Re: Wrote off car..new for old replacement. can I upgrade?Have you?

I know its completely different but still insurance, i broke my phone and claimed on the house and contents, didnt want the some one so they sent me the one i wanted and i paid the difference. So you should be able to so it somehow.
__________________
'96 EL Fairmont Ghia 5L
Antwon is offline   Reply With Quote Multi-Quote with this Post
Reply


Forum Jump


All times are GMT +11. The time now is 06:29 PM.


Powered by vBulletin® Version 3.8.5
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Other than what is legally copyrighted by the respective owners, this site is copyright www.fordforums.com.au
Positive SSL