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| The Pub For General Automotive Related Talk |
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14-06-2016, 05:15 PM
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FF.Com.Au Hardcore
Join Date: Feb 2008
Location: Perth, Northern Suburbs
Posts: 5,023
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Does anyone understand exactly how this works?
So getting a quote for car insurance, they ask how many kms you drive, and the less you drive the lower the premium. (I blame that annoying prat on the you-ee commercials) Sounds great in theory, but how does it actually work? Say I predict, in all honesty, "under 10,000 kms." Then in exactly 6 months time, I have an accident, and have driven 5,001 kms. Is my insurance invalid? Or is it valid up to 10k, and once I hit that number I am nolonger covered? On one insurer's online quote, there are only two choice, upto 10k, and upto 15k. Does that mean that if I think I might do 16k, they won't insure me? Insurance is money down the drain, until you need it. No point "saving money" if its not going to be there if and when you actually need it.
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Low kms Insurance?
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