APIA ad on telly unfair....

[BAFalconXT]

Originally Posted by mowog

Best thing about this thread...

All the young ones will be old one day...

Old people could realise they were young once....

WHEN THE FATALITY RATE WAS FAR HIGHER!

[Hunter]

Originally Posted by BAFalconXT

Old people could realise they were young once....

WHEN THE FATALITY RATE WAS FAR HIGHER!

And in cars designed and built by them too! Ahhhhh!

[mowog]

Originally Posted by BAFalconXT

Old people could realise they were young once....

WHEN THE FATALITY RATE WAS FAR HIGHER!

Trust me us OLD people know were young once.

Problem is the young think they are imortal and indistructable. But time is a great teacher.

[LUXO_8]

arent you under 50 mowog? you're young too!

[MITCHAY]

Originally Posted by mowog

Trust me us OLD people know were young once.

Problem is the young think they are imortal and indistructable. But time is a great teacher.

You have to wonder for some people though :

[merlin]

Lol I havnt seen this particular ad, but the APIA ads in general I find greatly annoying with that old bird rattling on - I find the ads fairly ironic as old people (as in over 75) I have found to be pretty pi$$ poor drivers due to the reduced state of their mind/body, not that under 25's are any better - but I can say whatever I want as I am a white male aged between 25 and 40 (thank you Mat Groening).

[mowog]

Originally Posted by MADNC_8

arent you under 50 mowog? you're young too!

Mate for some people anything over 30 is old...

I am way to close to 50 and the last 25 years have flown by. Middle age is a funny place to be its not that long ago that you were young and your kids were small and helpless. Now your older your kids are the P platers and you worry every time they drive someplace.

The upside you have more money than when you were young.

[Wally]

Originally Posted by mowog

Best thing about this thread...

All the young ones will be old one day...

Not all of them, but those that do make it will smirk at the whining young who think they are a different race of people.

[Bossxr8]

Originally Posted by BAFalconXT

Over 70s have a far greater crash + fatality rate than even P platers...
But, thats because they are blind, death, and forget which pedal is the brake...

Too true, last week I witnessed an old woman so geriatric she was driving the wrong way down a 4 lane divided highway. Instead of turning right from a slip lane to join the road she turned left, right into the direction of traffic. Luckily the people coming the other way were going slow and could avoid her.

[MotherNatureVer2]

Originally Posted by Dave_au

Promina owns APIA.

Promina also owns AAMI, Just Cars, Shannons and RAC Insurance (WA).

Look beyond the brands and you can quickly realise that Promina is the ultimate underwriter, so I guess the irony is that the actual cost to Promina of underwriting for each policy would probably be quite similiar.

IE - It's just marketing and departmentalisations.

I remember when I worked for APIA it was part of Australian Alliance Insurance who were underwriten by Royal Insurance ...... but that was a long time ago too ........

Back then I treated all claims on merit & most were paid ... Yes I was the Claims Manager :P

As Dave has said it is all just a marketing ploy to make it sound like they are different companies ........

[bencat]

My mum who is 69 got a quote from them for car insurance, then got quotes from AAMI GIO NRMA etc, the 'pensoiners friend' was actually 20% dearer than all the others, it's the usual bleed the pensioners by making bullcrap ads, it's a total con job.

[LTDHO]

That's all we need.

More people complaining....

My advice, build a bridge and get over it!
If insurance companies offer different cover for different people. If you want to be offended over the smallest thing, then that's your problem. I would say the comments were said in jest only.

[[Tonko]]

Dont you people have better things to do than sook about an ad you saw on TV.
We all know there is a rift on the road between the oldies and young people. I hear it all the time, just because it was on your TV you decide to complain,
as chopper says "HARDEN THE *** UP!"

[Green X]

APIA are not that Flash apparently, my Grandfather got a quote from them to insure a 88 Merc with them that he took as a trade in+ Cash when the guy brought my grandfathers 2001 Fairlane , the Merc basically lived in a Garage it’s hole life, he was originally just going to sell it on but decided since it was in such good condition and he Liked the “Old World Charm” of the thing he fixed a few little thing up on it, polished the ****** out of it and it now looks Mint.

He got a Quote of APIA to insure it for market Value for only one driver and out of 4 Insurance companies APIA was the most expensive.


Oh and as for the add, if it was in relation to any other minority group you can bet your left nut there would be a uproar over it, whether what they were saying is true or not.

[Scareybear]

Are yo offended by the "Women only Gyms"? Or only police cars/ambulances/fire engines being allowed to have flashing lights and sirens?
Don't stop at the oldies, toddle off and change the whole world

[normxb]

Don't worry about them guy's

My parents had their house insured with them on the Central Coast . Twice they were hit by hail storms , first one shredded the fly screens (front & side) , second one damaged the roof . BOTH claims were rejected , first one the excuse was "the flyscreens were too old" , can't remember what the excuse for the second one was .

They changed back to NRMA , copped another storm , flyscreens were shredded back & other side and a bit of damage to the garage , NRMA paid up "straight away".

Complain if you like , but after that experience , I think I'll stick with my broker .

mowog
I am way to close to 50 and the last 25 years have flown by. Middle age is a funny place to be its not that long ago that you were young and your kids were small and helpless. Now your older your kids are the P platers and you worry every time they drive someplace

Know how you feel mate , I'm in the same position .

[ls f6]

Originally Posted by 05MkIIFutura

Promina is also owned by SUNCORP.

Still a few hoops for both parties to jump through before that is true...

[MO]

STOP your bloody whinging you ...F...W.ts.

And get on with life lest it kill you in revenge for your whinging.

[RIPGMH]

You know I couldn't give a rats **** about a TV ad, I don't think there is one in the world that could offend me personally. But thats just it because I'm male, white, atheist, under 50 over 20. If I complain I'm a whinger, if my black, muslim 75 year old female neighbour sees something she doesn't like its on media watch!!

[GCFordChic]

MO, you wouldnt be whinging about people that are whinging, would you? :P

[RIPGMH]

I'm not whinging I'm making a passionate statement about modern social inequalities.

[GlennBA]

God damn i hate that woman.. she infuriates me..
My mum hates her too, dad always gives her sh1+ about looking similar to her.. lmao

[Auslandau]

Originally Posted by Bossxr8

Too true, last week I witnessed an old woman so geriatric she was driving the wrong way down a 4 lane divided highway. Instead of turning right from a slip lane to join the road she turned left, right into the direction of traffic. Luckily the people coming the other way were going slow and could avoid her.

....and I saw about 20 bloody P platers and 100 other non P's doing stupid things all day!!! If there was more old people here there would be less silly comments and less whining! More old people die on the road than P's? I dont know the actual statistics and neither do you so I wont say its wrong, can you prove its true?

As said....build a bridge and grow old gracfully :



| [/url] |

[GCFordChic]

RIPGMH, I said "MO, you.....".

I agree with you, the world's a ******, things are unfair all around us, I say let people whinge if they feel like it.

I dont see how condemning people for 'whinging' about everyday things is productive in any way. It is easier to ignore whinging in the 'online world' rather than the real world, so I think people should stop taking the extra time to post how stupid they think people are for thinking the way they do and instead click the back button and ignore the thread. In the real world, it is a whole different story...

[MeestaNob!]

The best way to get back at APIA is to live long enough to be eligible for their services and still not use them. If everyone did that they'd be out of business in 30 years.

[RSgerry]

The company's full name is (or was) Australian Pensioners Insurance Agency. They claim they dont give insurance to anyone under fifty five and working full time. They havent singled out a small group for exclusion. It is a marketing gimmick to attract a class of customer that they feel are a safe bet. Look at the stats and males under 21 are a high risk. By advertising that they exclude high risk groups, it appears that 1. They have an 'exclusive' club and understand a particular market segment better than someone who covers all people and 2. Premiums are theoretically cheaper as safer customers are not asked to shoulder some of the burden of risky customers. Complain all you like, they arent doing anything illegal.

[Hunter]

Exclusive club, eh? Last I heard they were called retirement homes

[BAFalconXT]

Lets not forget how quickly an ad would be taken off the air if Just Car Insurance started saying they are not interested in insureing old people with pacemakers and hearing aids who where on the verge of having their licence taken away because of insanity...

[ltd]

Originally Posted by 05MkIIFutura

Like I said earlier, I really think you need to find something to do with your time

Exactly, like grabbing a thesaurus in order to learn the difference between deaf and death.
Honestly, how can anyone be so stupid as to lodge a complaint about something so relatively harmless? Guaranteed the morons who complain would be the first to raise ire about having to pay extra for something if they were subsidising the elderly; evidenced by insidious and offensive comments like "they're going to be dead soon anyway".
I'm not saying this as an elderly person, I'm 33, but to base an argument on a generalisation of people's life expectancy smacks of the kind of complete ignorance and stupidity that is becoming increasingly endemic in today’s society. I'd suggest the perpetrators watch the big brother New Years Eve special and beat off to it again before lodging complaints about a harmless ad.

[ltd]

Originally Posted by GCFordChic

RIPGMH, I said "MO, you.....".

I agree with you, the world's a ******, things are unfair all around us, I say let people whinge if they feel like it.

I dont see how condemning people for 'whinging' about everyday things is productive in any way. It is easier to ignore whinging in the 'online world' rather than the real world, so I think people should stop taking the extra time to post how stupid they think people are for thinking the way they do and instead click the back button and ignore the thread. In the real world, it is a whole different story...

So what you're saying is, that we should accept a lower standard of thread, one that is based on the predication of a few being over sensitive to an advertisement that is well within the broadcasting standards of this country. Furthermore, you're saying that we should just allow people to tar one whole group that makes remarks such as; insane, blind, demented and close to death?
Sorry, but I don't think that's conducive to being anything constructive and frankly is far more offensive than anything that the advertisement purports to discriminate against.