R.I.P.-XR is now an expensive wreck!

[Flouro_Joe]

Originally Posted by XR6TickfordBoy

I think realisticly I dont have a hope with insurance as when i spoke to them they said if im charged then I cant claim because i was "breaking the law" so Im focussing on the most likely scenario and possible solutions!

That is total crap. You have insurance to cover you (and anything you hit) when you are in the wrong. If you are insured you are covered for doing the wrong thing, that's why you have insurance. Your excess wil go up, that's how it works, if you have another crash you pay more excess.

[FRDXR6]

Originally Posted by Flouro_Joe

That is total crap. You have insurance to cover you (and anything you hit) when you are in the wrong. If you are insured you are covered for doing the wrong thing, that's why you have insurance. Your excess wil go up, that's how it works, if you have another crash you pay more excess.

WRONG again :

If you actually read the policy wording of the majority of insurance companies you may be suprised to find they do not cover illegal/unlwaful acts which result in a claim being made.


An extract from my policy wording....

This Policy Does Not Cover:
3. loss, damage or liability and/or compensation for damage
caused whilst any Insured Vehicle is being driven by or is in
charge of any person;
(d ) who is charged with driving in an Unlawful Manner or
contrary to the Road Traffic Act in Your State or Territory,
resulting in loss or damage to the Insured Vehicle/s or any
Third Party property.


XR6TickfordBoy: I assume you have carefully gone through your policy wording several times, to identify your rights in such events?

[Bill_R]

Originally Posted by FRDXR6

WRONG again :


This Policy Does Not Cover:
3. loss, damage or liability and/or compensation for damage
caused whilst any Insured Vehicle is being driven by or is in
charge of any person;
(d ) who is charged with driving in an Unlawful Manner or
contrary to the Road Traffic Act in Your State or Territory,
resulting in loss or damage to the Insured Vehicle/s or any
Third Party property.

That would exlude you from cover if you were convicted of dangerous, reckless or careless driving as well as DUI, driving without a license, not making an immediate report to the police when required etc I think those are covered by the crime act.
I'd say all insurance companies exclude DUI. under the influence of a drug, unlicnesed and being used for "unlawful purposes" (that's the term used by NRMA and covers things such as being used in a Bank Robbery or to abduct your mother-in-law).
I'd be really cautious about signing any policy that had the wording in it that yours does.

[sexr6tasy]

He should get at least 2-3k from parting out a done up xr6 and i mean atleast as bare minmum, you must be on drugs if you think he cant. People will pay crazy prices for xr front ends alone.

[private9]

Originally Posted by shuresm58

Care to back that up with actual figures and parts? I'd probably suggest you got really lucky..

Mate, I sold everything quite cheaply, couldn't be bothered asking high prices and waiting for everything to sell. I'm not going to go into actual details, but as I said, I made a fair bit more in profit (NOT REVENUE) off a rough base model EL, than what you are quoting this guy to make off a very clean EL XR6 with lots of mods.

Sorry, but in this case you are wrong.

[private9]

Originally Posted by sexr6tasy

He should get at least 2-3k from parting out a done up xr6 and i mean atleast as bare minmum, you must be on drugs if you think he cant. People will pay crazy prices for xr front ends alone.

My point exactly. I have seen just the XR fronts alone go for 2k plus on ebay.

[Sundeep]

Yeah you're wrong Yagz, have to say it.

Wrecking can be quite profitable if done right.

I am the original E-Series Wrecker, I know my ***.

Sundeep

[Polyal]

Originally Posted by Mr. Dose

Yeah you're wrong Yagz, have to say it.

Wrecking can be quite profitable if done right.

I am the original E-Series Wrecker, I know my ***.

Sundeep

HAHAH you and Niko are machines!

And +1 to making money of wrecks, very easy. Ebay will be your friend. Hell NL repeaters go for $120+, EL Tickford snorkels for ~$70, its madness!

[Sundeep]

Yep, I bought the first "Club" wreck back in Easter '03, since then everyone's jumped on the bandwagon at some stage, including N1KO, Niko, Niki C..

*Awaits Niko's reply*

Sundeep

[private9]

Originally Posted by Mr. Dose

Yeah you're wrong Yagz, have to say it.

Wrecking can be quite profitable if done right.

I am the original E-Series Wrecker, I know my ***.

Sundeep

Exactly. You've just got to know what to sell and what not to bother with. Buying the right car helps too!

[Sorted]

Originally Posted by FRDXR6

An extract from my policy wording....

This Policy Does Not Cover:

LOL at that policy wording, now whats the definition of an "UNLAWFUL ACT" as is written in that policy wording.

Most other insurers quote this "We may not cover you" not "This policy does not cover"

Anyway so we can look over the policy wording in question what insurance company are you insured with XR6TickfordBoy so we may be able to help you with the ins and outs.

As when you phoned your insurer who knows whom you talked to, may of been some joker that had only been working there for a week or so who does not know the ins and outs of the cover.

Did you see on A Current Affair recently where a 15 year old girl who never had her licence was driving her friends car and failed to give way and ran into another car (failing to give way is an unlawful act) but even know she didnt have a licence, broke the law etc etc the insurer paid to fix the car.

Now your case is no where as bad as this one so don't give up hope yet.

[niko]

Originally Posted by BenJ

Ouch, that looks nasty.

My suggestion is to get a cheap EF/EL and turn it into an XR. They can be had pretty cheap these days.

BenJ

but at the end of the day, the tags hold value, mocking it up makes it worthless...

not saying it's not an idea however...

[niko]

Originally Posted by private9

Buying the right car helps too!

amen brother.

[private9]

Originally Posted by niko

but at the end of the day, the tags hold value, mocking it up makes it worthless...

not saying it's not an idea however...

Agree with you there Niko - at the end of the day it will be a tarted up GLI and no matter how many XR parts are fitted, it'll never have the resale of an XR.

[Christiaan]

Originally Posted by private9

Agree with you there Niko - at the end of the day it will be a tarted up GLI and no matter how many XR parts are fitted, it'll never have the resale of an XR.

XR's have better resale? We're talking about e-series fords here, not Ferrari's.

[niko]

just keep driving your pov ghia............

[niko]

Originally Posted by Mr. Dose

Wrecking can be quite profitable if done right.


Sundeep

just ask ftree gully, they charge what they like, not coz they're ferrari parts, but because people want to make there non xr's and non ghia's more to their liking.

[Sundeep]

Originally Posted by niko

just ask ftree gully, they charge what they like, not coz they're ferrari parts, but because people want to make there non xr's and non ghia's more to their liking.

Yeah, it's not really any secret ey.. asses make so much money.

Sundeep

[private9]

Originally Posted by shuresm58

XR's have better resale? We're talking about e-series fords here, not Ferrari's.

Coming from the guy who had his ED advertised for something like 8000 at the start of the year?

[niko]

i wouldn't call them that, i would say they're fairly smart if anything...and not desperado's to sell.

[niko]

Originally Posted by private9

Coming from the guy who had his ED advertised for something like 8000 at the start of the year?

they're Ferrari prices right there!!!!! get real yagz...lol anything under ef/el is not going to fetch anywhere near 8, you'd be strapped to get 4-5....IF You're lucky.

[Sundeep]

i wouldn't call them that, i would say they're fairly smart if anything...and not desperado's to sell.

You didn't pick up the envy in my tone Macedonia.



Sundeep

[niko]

trust me, i feel it too :P hahaha just didn't think the insult was needed

[Christiaan]

Geez you all love to defend your 'XR's' and 'ghias' hey?

private, care to show me proof of where i advertised my ED for $8000? Although, where else are you gunna find a 5 speed ED Fairmont, on LPG, with a LSD, serpentine conversion, EC black paint, lots of mods, and EC interior?

But anyway, people who buy XR's for more money are silly. GLi 5 speed, lokka, wade cam + head work, exhaust, extractors.

See which one goes faster?

The only things that make the XR's special are the diff and front. The rest is available after market, which look better anyway.

[niko]

Originally Posted by shuresm58

See which one goes faster?

the one which looks crap and looses most of its resale value.

enough said.

Xr's and Ghia's are the cream of the crop, they're already modded as much as then can be for most people, sports look/power, comfort class... that's why they sell for more....because the works already been done, most from factory, it's called original condition, you're modified pov ghia is not standard, who want's to buy a mollested car...especially one owned by you.

[sexr6tasy]

Oh i get ya the only thing special about the xr is the diff and front end bit more aggresive cam and some minor head work improvments also bigger swaybars then standard gli but its not worth spending abit of extra cash to buy it heres a quick list of why its better.

XR vs. Futura - what you got for your money:

* Black (or Red) bumper rub strips and body side protection mouldings depending on which colour paint you ordered.
* A unique four round headlight front including grill-less surround with gun barrel sockets for the headlights.
* Unique front side indicators incorporating a separate parking lense.
* Quad round halogen headlamps featuring projector technology for the outside pair.
* A unique bonnet featuring twin styled air vents (more for visual purposes than anything else).
* XR6 or XR8 badges on the front quarters and below the left hand tail light on the rear of the car depending on which box you ticked.
* Tickford crests on each front guard.
* Unique 15" x 7" five-double spoke alloy wheels.
* P205/65 HR15 steel belt radial ply sports tyres.
* XR6 - High performance 4.0 litre SOHC straight six giving 164kW @ 5000 rpm (vs 157kW @ 4900 rpm for the I6 Futura).
* XR8 - Semi modified High Performance 5.0 litre V8 giving 169kW @ 4500 rpm (vs 165kw @ 4500 rpm for the V8 Futura).
* Tickford reprogrammed gear changes for the electronically controlled four speed auto providing for faster gear changes.
* Tickford developed sports suspension to keep the wheels firmly planted and giving a much better ride height!
* Rear spoiler standard on both wagons and sedans.
* Low profile LED high mounted stop lamp located in the rear spoiler on sedans (rear window mounted stop light still present but disabled).
* Limited slip differential standard.
* Seats trimmed in 'Formula 1' cloth with co-ordinating 'Pitstop' cloth bolster.
* Doors trimmed to match in vynal with 'Formula 1' cloth covered insert.
* Adjustable see through sports front & rear head rests.
* 'Sports' front bucket seats with side bolsters.
* Oil Pressure & Battery Voltage guages.
* 'Charcoal' leather wrapped steering wheel.
* Low Oil pressure and Washer Fluid low warning lights.
* Low Oil pressure audible warning chime.
* Dual horn note.

http://www.trueblueford.com/EFxr_specs.html and theres the website in case anybody else wants to see the rest.

[Christiaan]

Originally Posted by niko

the one which looks crap and looses most of its resale value.

enough said.

Xr's and Ghia's are the cream of the crop, they're already modded as much as then can be for most people, sports look/power, comfort class... that's why they sell for more....because the works already been done, most from factory, it's called original condition, you're modified pov ghia is not standard, who want's to buy a mollested car...especially one owned by you.

Honestly mate, getting into an argument with you is like stealing candy from a baby. It's too easy to win, and leave you crying with your dummy spat out.

End of argument.

This whole situation with the XR thats been crashed here is to do with the fact people saw him crash, and are probably willing to testify that he was driving like a hoon. In that case, he will be charged with hoon driving, voiding any insurance claim.

In which case, part the car out.

End of story.

[Christiaan]

Originally Posted by sexr6tasy

Oh i get ya the only thing special about the xr is the diff and front end bit more aggresive cam and some minor head work improvments also bigger swaybars then standard gli but its not worth spending abit of extra cash to buy it heres a quick list of why its better.

XR vs. Futura - what you got for your money:

* Black (or Red) bumper rub strips and body side protection mouldings depending on which colour paint you ordered.
* A unique four round headlight front including grill-less surround with gun barrel sockets for the headlights.
* Unique front side indicators incorporating a separate parking lense.
* Quad round halogen headlamps featuring projector technology for the outside pair.
* A unique bonnet featuring twin styled air vents (more for visual purposes than anything else).
* XR6 or XR8 badges on the front quarters and below the left hand tail light on the rear of the car depending on which box you ticked.
* Tickford crests on each front guard.
* Unique 15" x 7" five-double spoke alloy wheels.
* P205/65 HR15 steel belt radial ply sports tyres.
* XR6 - High performance 4.0 litre SOHC straight six giving 164kW @ 5000 rpm (vs 157kW @ 4900 rpm for the I6 Futura).
* XR8 - Semi modified High Performance 5.0 litre V8 giving 169kW @ 4500 rpm (vs 165kw @ 4500 rpm for the V8 Futura).
* Tickford reprogrammed gear changes for the electronically controlled four speed auto providing for faster gear changes.
* Tickford developed sports suspension to keep the wheels firmly planted and giving a much better ride height!
* Rear spoiler standard on both wagons and sedans.
* Low profile LED high mounted stop lamp located in the rear spoiler on sedans (rear window mounted stop light still present but disabled).
* Limited slip differential standard.
* Seats trimmed in 'Formula 1' cloth with co-ordinating 'Pitstop' cloth bolster.
* Doors trimmed to match in vynal with 'Formula 1' cloth covered insert.
* Adjustable see through sports front & rear head rests.
* 'Sports' front bucket seats with side bolsters.
* Oil Pressure & Battery Voltage guages.
* 'Charcoal' leather wrapped steering wheel.
* Low Oil pressure and Washer Fluid low warning lights.
* Low Oil pressure audible warning chime.
* Dual horn note.

http://www.trueblueford.com/EFxr_specs.html and theres the website in case anybody else wants to see the rest.

Thanks for that mate. I have driven two XR's owned by the bank over the past 3 years of my driving life, including an EF XR6 and a EL2 XR8. But thanks again for clarrifying exactly what they include.......
:togo:

[Sundeep]

If you're going to keep the car in original condition, XR FTW. If you're looking to modify, there's no point going for the XR6 / 8 variant.

I reckon the Tickford's are more for collectors and enthusiasts who just want to enjoy and drive rather than modify. I was looking to buy a mint EF XR6 with a kit towards the end of last year. I found a lot of modified ones I wouldn't have touched with a 10 foot barge pole, and only a handful of completely stock ones and even then only very few with the options I wanted. The ones I wanted were closer to $10k.

Then, on the other hand, there were modified fully sick ones with painted dash boards and huge exhaust tips and cut shelves that were going for $5k or less.

So yeah moral of the story = first paragraph.

Sundeep

[sexr6tasy]

Originally Posted by shuresm58

Thanks for that mate. I have driven two XR's owned by the bank over the past 3 years of my driving life, including an EF XR6 and a EL2 XR8. But thanks again for clarrifying exactly what they include.......
:togo:

No problems yagz